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Payoneer

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Payments & finance.

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About Payoneer

Payoneer is a cross-border payments service that gives you local receiving accounts in currencies like USD, EUR, GBP and more. Marketplaces and clients pay into those accounts, and you hold, convert or withdraw the money — a practical way to get paid internationally without wire hassles.

Beyond receiving, it offers mass payouts (pay contractors and suppliers globally), a commercial card, and integrations with the major freelance and ecommerce platforms, making it a common financial hub for people who earn across borders.

The honest list

What we love
Free to open — pay only when you transact
Local receiving accounts in major currencies
Direct payouts from big marketplaces
Mass payouts for paying global contractors
Widely accepted for cross-border earning
Watch out for
Fees on conversion and some withdrawals
Not a full bank account
Features and availability vary by country
Wise can be cheaper for pure currency conversion
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